Are you passing on your pension to the right person?

Are you passing on your pension to the right person?

The pension freedoms introduced in 2015 brought about many changes.  One of the biggest was the ability to pass a pension on tax-free. Under these new rules, you can pass on your pension to the beneficiaries you have nominated without an IHT charge. This change...
Should you consolidate your personal pensions?

Should you consolidate your personal pensions?

Research suggests the average person has 12 jobs in a lifetime,1 which means many different pensions can be accumulated. It could be tempting to consolidate these pensions into one place, but before you do, what should you consider? Funds transferred out of pension...